va repossession!

va repossession

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1) "Va" -- As to va repossession Va Function: abbreviation Virginia Pronunciation Symbols VA may be an abbreviation for: Various Artists, a term used in the recording industry when multiple artists are featured in a work United States Department of Veterans Affairs, a department of the United States government Veterans Health Administration, better abbreviated as "VHA", a sub-department of the United States Department of Veteran Affairs Victoria & Albert Museum, more usually given as V&A Virginia (United States postal abbreviations) Visual acuity, a quantitative measure of visual perception Visual arts Virtual Adepts, a "Tradition" in the White Wolf, Inc. role-playing game Mage: The Ascension Virtual airline Virtual Analog, musical instruments that emulate sound of analog synthesisers using DSP techniques. Voice actor, an actor who provides voices for animated characters or non-visual media Volare Airlines (IATA airline designator) Volt-ampere, the SI unit of apparent power measurement, dimensionally equivalent to the watt Value added, economic term meaning additional value of the product created on a given stage of production, marketing or other involved process VA or Va may also mean: Va people, an ethnic group in China and Myanmar VA Software (formerly "VA Linux Systems"), provider of the SourceForge Development Intelligence application Amateur Radio Callsign Prefix for Canada, e.g. as in "VA1BOB" Postnominal letters of the Royal Order of Victoria and Albert The V speed in aviation associated with design maneuvering speed. ..." 2) "Repossession" -- As to va repossession re·pos·sess Pronunciation: "rE-p&-'zes also -'ses Function: transitive verb 1 a : to regain possession of b : to take possession of (something bought) from a buyer in default of the payment of installments due 2 : to restore to possession - re·pos·ses·sion /-'ze-sh&n also -'se-/ noun - re·pos·sess·or /-'ze-s&r also -'se-/ noun Pronunciation Symbols Repossession is generally used to refer to a financial institution taking back an object that was either used as collateral or rented or leased in a transaction. Note that repossession is a "self-help" type of action in which the party having right of ownership of the property in question takes the property back from the party having right of possession without invoking court proceedings. This is usually done in accordance with a purchase contract or credit contract, in which the consumer agrees that the seller (the "lienholder") may repossess the object if the signers are past the grace period (generally for prime lenders the critical number is 30 days late making an installment payment but can vary based on how many payments have already been made, the length of the business relationship, reason why past due, etc.) Contracts that authorize repossession also usually specify additional fines that the consumer must pay to the seller, ostensibly to cover the seller's costs of the repossession and of depreciated value of the object, as the seller is now in possession of a "used" object. Generally lending institutions never want to repossess because the items sold at a wholesale auction and were financed at retail price, hence, a loss is virtually guaranteed. However, the statisticians and accountants have determined that any loan which goes beyond 90 days past due will never again become "current" (up to date on payments) and the collateral continues to depreciate. Repossession is a complicated and legally fraught matter, with legality being determined by widely varying local and state laws. In some jurisdictions, such as the United States, a consumer may avoid repossession of some of his property by declaring personal bankruptcy, throwing his financial arrangements on the mercy of a court, which will usually prevent the consumer's house and, sometimes, his car from being repossessed. Both repossession and bankruptcy are significant negative events on a consumer's credit report. In some places (notably the U.S. State of Wisconsin) self-help reposession is not permitted; the lienholder is required to go to court to obtain an order of replevi..." 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